Business Licence Terms

Last updated: 8 November 2026

These terms apply when a firm buys a Fathom business licence. They sit alongside our general Terms of Service. Fathom is a trading name of Paul Henderson, a sole trader based in the United Kingdom. Contact: support@fathommoney.com.

What You May Do

For twelve months from purchase, your firm may copy and send the licensed guides and handouts, branded with your firm's name, to your own clients, prospective clients and staff, by email, in print or through a client portal. The number of advisers using them must not exceed the number on your licence.

What You May Not Do

You may not resell, sublicense or publish the guides on a public website, remove the Fathom credit, or present the content as your own work. You may not alter the content except to add your firm's branding in the space provided.

Updates

When a rule, rate or threshold covered by a licensed guide changes, we issue an updated edition with a change log during your licence period. You should stop sending an edition once a newer one is issued.

Your Responsibility

The guides are general educational information. They are not personalised financial, tax, legal or investment advice and do not take account of any individual's circumstances. Your firm decides whether and how to use them with clients, remains responsible for any advice it gives, and is responsible for any approval its own regulatory obligations require before it sends the material.

Renewal and Refunds

A licence does not renew automatically. If a guide you have licensed contains a material error that we cannot correct within fourteen days of being told, you may ask for a pro rata refund for that guide.

Liability

Our total liability under a licence is limited to the price you paid for it. Nothing in these terms limits liability that cannot be limited by law.