Money and tax, in plain English
Straight answers to the questions people actually search for. Read the free version, and go deeper with the full guide when you want the worked examples and checklists.
Should I Pay Off My Mortgage or Invest? A Plain-English Guide
Torn between paying off your mortgage or investing? Compare interest rates, tax perks, and risk to decide which move grows your wealth faster.
What Is the 60% Tax Trap in the UK?
The UK's 60% tax trap hits earners between £100,000 and £125,140 as the personal allowance tapers away. Here's why your pay rise barely boosts your pay.
Backdoor Roth IRA Explained: How It Works and Who Should Use It
Backdoor Roth IRA explained in plain English: learn the step-by-step process, contribution rules, and tax pitfalls to avoid when your income is too high.
How Is Capital Gains Tax Calculated When You Sell?
Learn how capital gains tax is calculated when you sell an asset, including cost basis, short vs. long-term rates, and tips for lowering your tax bill.